A Twitter Hustle Guy was golfing on a Tuesday afternoon with his SBA banker and broker. They were on a nice golf course along Lake Michigan and got paired up with a 35-year-old golfer who looked at ease and content. The Twitter Hustle Guy asked him, “what do you do for a living?” The golfer Read more about The Michigan Golfer[…]
“The three most harmful addictions are heroin, carbohydrates, and a monthly salary.” – Nassim Nicholas Taleb I have something to admit – I enjoy receiving a paycheck twice every month. Some people are willing to give up the sure thing to pursue a passion project, launch their own business, or take a year off to Read more about It’s Okay To Like Your Paycheck[…]
I passed the CFP® exam! I am very relieved – my shoulders definitely feel lighter now. As expected, it was quite the time commitment. But additionally, it ended up being a big money commitment as well. It was an expensive process for sure. Below is a breakdown of how much the process cost me: CFFP Read more about The Cost of Obtaining the CFP® Certification[…]
The personal finance space is a great place to learn about getting your finances right. Unfortunately, 95% of the related discussions, blog posts, articles, and books on the topic concentrate on budgeting, investing, and debt repayment, yet the one thing that will most likely move the needle the most in someone’s financial journey the most Read more about Increasing Your Income In Corporate America[…]
In my first job after I graduated college, I worked for a regional accounting firm. It was fairly outdated in terms of its offering of non-financial benefits to its employees, and most likely operated just as it had 25 years prior. Employees were required to sign in and out at the front desk everyday. God Read more about Careers and the Hedonic Treadmill[…]
Have a six figure income by 25 years old? Nobody cares. Paid off your student loans within 24 months of graduation? Nobody cares. Rise the rank of partner in short order at your firm? Nobody cares. Max out all your retirement accounts and invest additional funds each year? Nobody cares. Paid off your mortgage by Read more about Nobody Cares[…]
There are many different types of companies you can work for. You can work for yourself, the government, a publicly traded large company, a private large company, a small family owned business, and many others. Personally, my past two employers have had more than 10,000 employees each. I thought bigger was better. More name recognition Read more about Bigger Isn’t Always Better[…]
A generation or two ago, many Americans worked at the same jobs for 35 years, showed up on time, did their work, and kept quiet. After those 35 years, they left with a pension replacing 50 to 75% of their average gross earnings of the past three years, indexed for inflation. Add in some social Read more about Squeaky Wheel Gets The Grease[…]
Retirement is a fairly new concept. The Social Security Administration was created only 83 years ago in 1935. The first pension in the US was started by American Express in 1875, but the pension system that we know today didn’t take off until after World War II. Prior to modern day retirement, people worked until Read more about What is Retirement?[…]
Currently, in the year 2018, pension plans are almost extinct for those outside of public service. Our parents and grandparents may have put in 40 plus years at the same employer, to be rewarded with a fat pension at retirement. Nowadays this is extremely rare. There are few pension plans to keep us millennials loyal Read more about Negotiating a Job Offer[…]